1. General
  • General
    • Get started
    • Integrations
  • Identity
    • Platform liveness probe
    • Get JSON Web Key Set
    • Login with identifier and password
    • Logout and invalidate refresh token
    • Verify MFA during login
    • Refresh access token
    • Register a new user
    • Initiate step-up authentication
    • Verify step-up MFA and issue step-up token
    • Verify email OTP
    • Verify phone OTP
    • Platform liveness probe
    • Get current user profile
    • Get MFA configuration
    • Update MFA preferences
    • Disable TOTP
    • Confirm TOTP setup
    • Initiate TOTP setup
    • Change password (step-up required)
    • Update user profile
  • Finance
    • List openable account types
    • List user accounts
    • Open account (step-up required)
    • Aggregated balance history across accounts
    • Submit account open request
    • List my account open requests
    • Get accounts summary totals
    • Get account details
    • Account balance history
    • List account ledger transactions
    • List issuable card products
    • List user cards
    • Issue card on existing account (step-up required)
    • Open account and issue card (step-up required)
    • Get card details
    • Reveal card CVV (step-up required)
    • Reveal card number
    • Block or unblock card
    • List recent transfer recipients
    • Search transactions and recipients
    • List available transfer types
    • Create transfer (step-up required)
    • List user transfers
    • Quote transfer fees and FX
    • Get transfer details
    • Cancel pending transfer (step-up required)
  • Admin
    • Finance
      • List pending account requests
      • Review account request
      • List account types
      • Create account type
      • Get account type
      • Update account type
      • Delete account type
      • List accounts
      • Open account for user
      • Count accounts
      • Get account detail
      • Clear AML flag on account
      • Place compliance hold on account funds
      • Close, block, unblock, freeze, or unfreeze account
      • List account ledger transactions
      • List account transfers
      • List card payment systems
      • Create card payment system
      • Get card payment system
      • Update card payment system
      • List card products
      • Create card product
      • Get card product
      • Update card product
      • Issue card (admin)
      • Open account and issue card (admin)
      • Block or unblock card (admin)
      • Create fee rule
      • List fee rules
      • Get fee rule
      • Update fee rule
      • List FX rates
      • Upsert FX rate
      • Release compliance hold
      • Export ledger transaction statement
      • List transfer type configuration
      • Update transfer type configuration
      • Create admin credit/debit adjustment
      • Count transfers by status
      • List pending transfers
      • Get transfer details (admin)
      • Cancel pending transfer
      • Execute pending transfer
      • Reject pending transfer
    • AML
      • List AML flags
      • Count AML flags
      • Get AML flag
      • Clear or mark false positive on AML flag
      • List AML rules
      • Create AML rule
      • Get AML rule
      • Update AML rule
      • Delete AML rule
    • Crypto
      • List crypto wallets (admin)
      • Refresh wallet balance (admin)
    • Compliance
      • List EDD cases
      • Get EDD case with latest screening
      • Update EDD case status
      • List KYB applications
      • Get KYB application by user
      • Count KYB applications
      • Get KYB application details
      • Review KYB application
      • List KYC applications
      • Get KYC application by user
      • Count KYC applications
      • Get KYC application details
      • Review KYC application
    • Notifications
      • Send admin message to user
      • List notification templates
      • Create notification template
      • List template variables
      • Get notification template
      • Update notification template
      • Delete notification template
      • List notification types
      • Create notification type
      • Update notification type
    • Identity
      • List permission action catalog
      • List users (admin)
      • Create admin user
      • Count users (admin)
      • Get user details (admin)
      • Update user profile (admin)
      • Get user permissions
      • Grant permissions
      • Revoke permissions
      • Promote user to admin
      • Block or unblock user
    • Tickets
      • List tickets (admin)
      • Get ticket (admin)
      • Close ticket
      • Reply to ticket (admin)
      • Admin direct attachment upload
      • Admin presigned attachment upload URL
      • Admin confirm attachment upload
    • Reconciliation
      • List recent reconciliation runs
      • Trigger reconciliation for a business date
      • List open discrepancies for a run
  • Crypto
    • Get crypto portfolio balance
    • Get crypto balance history snapshots
    • List crypto assets and ensure wallets
    • List crypto deposits
    • Create crypto order from quote
    • List crypto orders
    • Get crypto order
    • Get buy/sell quote
    • List crypto transactions
    • List user crypto wallets
    • Create crypto withdrawal (step-up required)
    • Privy custodian webhook
  • Compliance
    • Submit KYB application
    • Get my KYB application
    • Direct multipart KYB document upload
    • Presigned KYB document upload URL
    • Confirm KYB document upload
    • Submit KYC application
    • Get my KYC application
    • Get KYC draft prefilled from profile
    • Direct multipart KYC document upload
    • Presigned KYC document upload URL
    • Confirm KYC document upload
    • Skip KYC when allowed
  • Notifications
    • List in-app notifications
    • Get notification channel preferences
    • Update notification preferences
    • Mark all notifications as read
    • Mark notification as read
  • Tickets
    • Create support ticket
    • List user tickets
    • Get ticket with messages
    • Add message to ticket
    • Direct multipart attachment upload
    • Presigned attachment upload URL
    • Confirm attachment upload
  • Schemas
    • Problem
    • Address
    • RegisterRequest
    • LoginRequest
    • MFAVerifyRequest
    • OpenAccountRequest
    • TransferRequest
    • CryptoWithdrawalRequest
    • CreateTicketRequest
    • KYCSubmitRequest
    • KYBSubmitRequest
    • AdminTransferAdjustRequest
    • CountResponse
    • MessageResponse
    • TokenResponse
    • RegisterResponse
    • LoginResponse
    • StepUpInitResponse
    • StepUpVerifyResponse
    • UserProfile
    • UserProfileDetails
    • MFASettings
    • TOTPSetupResponse
    • JWKSResponse
    • AdminUser
    • AdminUserList
    • PermissionActionsResponse
    • UserPermissionsResponse
    • AccountType
    • AccountTypeList
    • TransferTypeConfig
    • TransferTypeList
    • CardProduct
    • CardProductList
    • UserAccount
    • UserAccountList
    • AccountsSummary
    • UserAccountDetail
    • AccountOpenRequest
    • AccountOpenRequestList
    • Transaction
    • TransactionListResponse
    • StatementLine
    • TransactionStatementList
    • BalancePoint
    • BalanceHistory
    • AllAccountsBalanceHistory
    • Card
    • CardList
    • CardNumberResponse
    • CardCVVResponse
    • CardWithAccountResponse
    • Transfer
    • AdminTransfer
    • TransferList
    • AdminTransferList
    • TransferQuote
    • RecentRecipient
    • RecentRecipientList
    • SearchResponse
    • AdminAccount
    • AdminAccountList
    • BalanceBreakdown
    • AdminAccountDetail
    • ComplianceHoldCreated
    • ReconciliationRun
    • ReconciliationRunList
    • ReconciliationDiscrepancy
    • ReconciliationDiscrepancyList
    • FeeRule
    • FeeRuleList
    • FxRate
    • FxRateList
    • CardPaymentSystem
    • CardPaymentSystemList
    • AdminCardProduct
    • AdminCardProductList
    • AMLRule
    • AMLRuleList
    • AMLFlag
    • AMLFlagList
    • Notification
    • NotificationListResponse
    • NotificationPreferencesResponse
    • NotificationType
    • NotificationTypeList
    • NotificationTemplate
    • NotificationTemplateList
    • TemplateVariablesResponse
    • TicketSummary
    • TicketListResponse
    • TicketDetail
    • TicketMessage
    • TicketCloseResponse
    • UploadURLResponse
    • DocumentCreatedResponse
    • AttachmentCreatedResponse
    • KYCApplication
    • KYCApplicationDetail
    • KYCApplicationList
    • KYBApplication
    • KYBApplicationDetail
    • KYBApplicationList
    • EDDCase
    • EDDCaseDetail
    • EDDCaseList
    • KYCDraftResponse
    • KYCStatusResponse
    • KYCSubmitResponse
    • CryptoAsset
    • CryptoWallet
    • CryptoAssetsResponse
    • CryptoWalletList
    • CryptoAccountBalance
    • CryptoBalanceSnapshots
    • CryptoTransaction
    • CryptoTransactionList
    • CryptoQuote
    • CryptoOrder
    • CryptoOrderList
    • CryptoWithdrawal
    • CryptoDeposit
    • CryptoDepositList
    • AdminCryptoWallet
    • AdminCryptoWalletList
    • AdminCryptoWalletBalance
    • HealthResponse
  1. General

Get started

Get Started
Welcome to QSTOD, the modular core banking platform built for regulated money movement, faster launches, and controlled expansion across banking and crypto workflows.
What QSTOD does
QSTOD unifies accounts, cards, payments, compliance, AML monitoring, identity, custody, settlement, API access, notifications, tickets, and rail integrations on a single event-sourced ledger.
It is designed for neobanks, fintechs, and Electronic Money Institutions that need EMI-grade safeguarding, reconciliation, and funds recognition without a multi-year integration programme.
Core capabilities
Finance: multi-currency ledger and accounting.
Compliance: KYC/KYB, sanctions screening, and EDD.
AML: transaction monitoring and investigation workflows.
Identity: customer and business identity management.
Crypto: custody and settlement with optional fiat-to-crypto flows.
Integrations: card issuers, FX providers, and payment rails.
Architecture overview
QSTOD uses cloud-native components such as NATS, KrakenD, and Traefik, and exposes more than 200 REST, gRPC, and streaming APIs with SDKs for TypeScript, Java, Go, and Python.
Typical onboarding path
Start with sandbox access.
Define the modules and rails required for your pilot.
Complete the scoped integration phase, typically 2–4 weeks.
Move into a pilot, typically 4–8 weeks from sandbox access.
Expand into additional modules or migrate legacy cores in parallel.
Security and compliance
QSTOD is positioned for regulated environments with SOC 2 aligned, ISO 27001 ready, PCI DSS aligned, and PSD2/Open Banking workflows.
Modified at 2026-06-30 19:09:21
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